Growing older certainly causes the body to go through changes, and this includes your teeth.  The older you get, the more inclined you are to have something go awry with a tooth – cavity, tooth decay, gum disease, and so on.  For those who receive Medicare, many of their dental services or procedures go unpaid because Medicare doesn’t cover them. 

This puts a strain on many senior citizens who must pay for such dental care themselves. For those already struggling with poverty, the lack of dental care insurance really puts a strain on them, and oftentimes they suffer with teeth and gum issues. 

Medicare Part A may cover emergency dental surgeries, especially if you’re hospitalized for the procedure. Other than that, you’re pretty much on your own.  

What are some ways to expand access to dental coverage for those who have Medicare? Is Medicare planning on covering dental procedures in the future? Let’s take some time to look at these topics.

Legislature

The National Committee is proposing that Medicare expand benefits to cover dental, as well as vision and hearing.  Each year, the legislative agenda inches forward, hopeful that these important changes will be made so that senior citizens don’t have to worry so much about how they’re going to pay for expensive procedures or services. Many older men and women have to suffer because they cannot afford to pay out-of-pocket the outrageous dental procedure prices in so many areas of the U.S. 

Dental Discount Cards

Some people propose that deeply discounted dental cards could be available for senior citizens to purchase, that would reduce the costs associated with dental care. You simply find dentists that accept these discount cards and allow them to provide you services at a reduced rate. To use such discount cards, you pay a yearly fee for the discount card, rather than a monthly premium.  You give the card to the dentist when you arrive, and that dentist charges a reduced fee. You just have to make sure the dentist accepts that card before going. 

Conclusion

There doesn’t seem to be a lot of ways to expand access to dental coverage for people with Medicare, but many people are hopeful that this will change. Good news is that Congress is consistently erasing some coverage gaps when it comes to healthcare and has been doing so since 1965.  Many people think it’s just a matter of time before they expand coverage for dental, hearing, and vision, helping the aging community in valuable ways.

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